Getting car insurance after a DUI in California can be difficult, but it is not impossible.
Most drivers will see higher rates and may be required to file an SR-22, but you can still get insured and legally drive again. The key is working with companies that specialize in high-risk drivers.
What Happens After a DUI in California
After a DUI, the California DMV may suspend your license and require you to carry SR-22 insurance.
You may also face:
- Higher insurance premiums
- Limited carrier options
- Mandatory SR-22 filing
- Possible license suspension
To get back on the road, you’ll need an active insurance policy that meets state requirements.
Can You Get Car Insurance After a DUI
Yes, you can still get car insurance after a DUI.
However, not all insurance companies will accept high-risk drivers. Many standard carriers may decline coverage, which is why working with a broker that specializes in DUI cases is important.
How to Get Insurance After a DUI
Getting insured after a DUI is usually a quick process when handled correctly.
At Simple Way Insurance, we help drivers:
- Get approved with high-risk carriers
- File SR-22 forms with the DMV
- Find the lowest available rates
- Get insured the same day
Most drivers can be covered within minutes.
How Much Does DUI Insurance Cost
Insurance after a DUI is more expensive than standard coverage, but rates can vary depending on:
- Your driving history
- Age and location
- Type of vehicle
- Severity of the violation
We compare multiple companies to help you find the most affordable option available.
How Long Does a DUI Affect Insurance
A DUI can impact your insurance rates for several years.
In California, most drivers are required to maintain SR-22 insurance for about 3 years. During that time, keeping continuous coverage is critical to avoid additional penalties.
Get Insurance After a DUI Today
Need coverage after a DUI? We can help you get insured fast and file your SR-22 with the DMV the same day.
Call Simple Way Insurance at 619-457-4999 or start your quote online now.
If your license is suspended or you need to file an SR-22, learn more about SR-22 insurance in California here.
Frequently Asked Questions
Can I get insurance immediately after a DUI?
Yes, many drivers can get insured the same day, even after a DUI.
Do I need SR-22 after a DUI in California?
In most cases, yes. The DMV requires an SR-22 to reinstate your license.
Will my insurance be expensive after a DUI?
Rates are higher, but we work with multiple companies to find the lowest available options.
We proudly serve drivers in El Cajon, San Diego, and throughout California.